PM Vidya Lakshmi Yojana (Education Loan) – Form Fill Up Kaise Kare (Hindi Guide)
PM Vidya Lakshmi Yojana ke through education loan ke liye online apply kiya jata hai।
🔹 Step-by-Step Process
✅ Step 1: Official Website Open Kare
👉 https://www.vidyalakshmi.co.in
✅ Step 2: Registration Kare
“Register” par click kare
Apna Name, DOB, Mobile Number, Email ID bhare
OTP verify kare
User ID & Password ban jayega
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✅ Step 3: Login Kare
“Login” par click karke
Apna User ID & Password dalen
✅ Step 4: Common Education Loan Application Form (CELAF) Bhare
Is form me ye details bharni hoti hai:
🧑🎓 Student Details
Naam, DOB
Aadhaar / PAN
Category, Gender
🎓 Course Details
Course Name (10+2 / Graduation / Post Graduation / Professional)
College / Institute ka naam
Course duration
Admission status (Confirmed / Applied)
💰 Loan Details
Loan amount
Expenses (fees, hostel, books, etc.)
👨👩👧 Family Details
Parent / Guardian ka naam
Income details
✅ Step 5: Documents Upload Kare
📄 Required Documents:
Aadhaar Card
Admission Letter / Offer Letter
Fee Structure
Income Certificate
Marksheet (10th / 12th / Last Exam)
Bank Passbook
Photo & Signature
✅ Step 6: Bank Select Kare
Apne nearby bank choose kare
Ek sath multiple banks me apply kar sakte hain
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Step 7: Form Submit Kare
Sab details check kare
“Submit” par click kare
Application Number note kar le
Step 8: Application Status Check Kare
Login karke “Application Status” dekhen
Bank aapse call ya documents verify karega
Important Baatein
Ye loan scheme hai, scholarship nahi
Interest rate bank ke hisaab se hota hai
Govt subsidy (interest subsidy) eligible students ko mil sakti hai
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Agar aap chahen to bataiye:
School/College level (10+2, Graduation, ITI, etc.)
Jharkhand / Other State
👉 Main aapko exact documents list + bank suggestion bhi bata dunga 👍